Buying property in Cyprus: how does it work?


Buying property in Cyprus: how does it work?

The step-by-step guide for emigrants, investors and sun fans 
Your own home in Cyprus – that sounds like sun, sea and a new attitude to life. But before the dream becomes reality, you should know how to buy property in Cyprus and what steps are really important.
The good news is that the process is comparatively uncomplicated for EU citizens – if you know what to look out for.
The first step is the selection – and this should be well considered.
Popular platforms include cypruspropertyguide.com, buysellcyprus.com, or cyprusrealestateportal.com.
It is also worth contacting local brokers who speak German or English.
Tip: Visit several properties and pay attention to location, construction quality and proximity to infrastructure (supermarket, doctor, school, airport).
2. Check if the property has a "Title Deed"
The Title Deed is the most important document when buying property in Cyprus.
It is the official proof of ownership, comparable to the German land register extract.
  • If available: You can become an owner directly.
  • If not: The property may still be in the name of the developer – then your lawyer should check whether the transfer is legally secured.
Caution: Never buy without a lawyer's examination of the ownership!



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3.<a href="https://mission-freedom.eu/en/"> Involve a lawyer – a mandatory step for security
A local lawyer checks:
  • whether the seller is the legal owner,
  • whether there are no encumbrances or debts on the property,
  • and whether the contract has been drawn up correctly in accordance with Cypriot law.
In Cyprus, the lawyer is your most important partner – he will take care of almost everything legal for you.
Once
you have decided, you usually sign a reservation agreement and pay a small deposit (approx. €2,000 – €5,000).
This means that the property will be taken off the market while your lawyer checks all the documents.
Important: This deposit is often non-refundable if you drop out later – so only pay if you are sure!
5. Sale AgreementAfter
successful review, the purchase contract is drawn up.
It contains:
  • Purchase price and payment terms
  • Description of the property
  • Time of transfer of ownership
  • Obligations of buyer and seller
The contract is signed by both parties and filed with the Land Registry Office – so that you are legally protected.
Payment & Transfer of Ownership
After the conclusion of the contract, payment is made in agreed installments or in full.
 The lawyer then submits all documents to the land registry.
As soon as the authority issues the new Title Deed in your name, you are officially the owner. 
7. Additional costs & taxes
There are additional costs when buying property in Cyprus (guideline values 2025):
  • Lawyer's fees: approx. 1% of the purchase price
  • Stamp duty: approx. 0.15% – 0.20
  • %Transfer
  • fee: 3%–8% (depending on the value of the property)
  • Brokerage fee: usually borne by the seller
Tip: Plan about 6%–8% of the purchase price as ancillary costs.
out After the transfer of ownership, the property is immediately available to you.
Many buyers use them themselves or rent them out to tourists – especially in the summer months, demand is high.
Conclusion
Buying real estate in Cyprus is transparent, but rich in detail.
With a good lawyer, clear contracts and a reputable property, the dream of living in the Mediterranean can quickly become reality.
The most important rule: Never buy without a title deed and never buy without a lawyer!
Tip of the day:
If you are new to Cyprus, have the lawyer translate all your documents – this way you avoid misunderstandings and are on the safe side every step of the way.

Sources (as of October 2025)
  • Cyprus Department of Lands and Surveys – Property Transfer Procedures in Cyprus
  • Cyprus Mail – Buying Property in Cyprus: Legal Steps, Title Deeds and Taxes (2025)
  • News Cyprus Property Buyers – Legal Process & Fees for Foreign Buyers
  • Invest Cyprus (CIPA) – Real Estate Investment Overview 2025
  • Landbank Properties – Market Report 2025
  • Cyprus Bar Association – Legal Guidance for Property Buyers
  • RICS Cyprus – Property Price Index Q3 2025









MFRadio.de | Editorial Office Cyprus | October 23, 2025
Source:
Mission-Freedom.eu
Author:
Stephanie Weyermann










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